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Open data hub: every dataset (JSON/CSV)JSON and CSV under CC BY 4.0. Every value carries its source page and verification date. How we verify pricingThe research method behind every figure on the site.
Pricing data
Software IndexEvery tool we track in one sortable table: entry price, free plan, AI pricing and source. AI Pricing DatabaseHow each vendor bills its AI features: bundled, add-on, metered or quote. Stack Cost CheckerPrice every tool you pay for at list price, saved in a link that re-prices later.Black Friday Software DealsVerified deals plus the discounts you can get today, checked on each vendor’s site.
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Security & compliance
Security & compliance databaseSOC 2, ISO 27001, HIPAA BAAs, and the plan you need for SSO, SCIM and audit logs. How to read security claimsSOC 2 vs ISO 27001, the single sign-on tax, and what “Not published” means.
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Offline access databaseWhich tools work without internet, in which app, and what syncs later. Remote vs office guideIP allowlisting, device controls, data residency and office hardware, tool by tool.
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Security in every comparisonEach head-to-head now compares compliance, sign-in, offline and remote controls. Download the dataJSON and CSV, CC BY 4.0. Every value carries the vendor URL and quote.
Home › Software Index › Stripe
Stripe logo
Payment Processing

Stripe pricing

Stripe pricing: 2.9% + 30¢. Rated 4.2/5 on G2 (460 reviews). Each figure links to the comparison it was verified in.

Last verified October 6, 2026 Official site ↗Vendor pricing ↗ Methodology Get this as JSON
Compare Stripe vs PayPal →
Entry price
2.9% + 30¢Verified in stripe-vs-paypal
G2 rating
4.2 / 5460 reviews · checked
On HelpCompare
3 comparisons ↓6 migration guides ↓
Bill Belcamino
Bottom line up frontby Bill Belcamino, founder of HelpCompare
Editorial assessment

Bottom line up front: Is Stripe's 2.9% + 30¢ the whole cost of running it?

On fees, mostly: Stripe's entry rate is 2.9% + 30¢ against PayPal's 3.49% + 49¢ on PayPal Checkout, so the cost to watch is access, not pricing.

It has the admin kit an IT team asks for: a SOC 2 Type II report, SSO, SCIM and an admin audit log you can export as CSV. The gap is API keys. SSO removes a departing developer from the Dashboard, but a secret key they copied into a script keeps working until someone replaces it, and Stripe's IP restrictions apply to API keys, not Dashboard sign-in. My rule for any payments account: when someone with key access leaves, roll the keys that day, and lock live keys to your servers' IP ranges so a leaked key is useless anywhere else. If you sell in person, confirm your reader supports offline mode, because Tap to Pay on Android doesn't.

My read of the verified data on this page, checked against vendor sources on October 6, 2026. Disagree or spot an error? Tell Bill

Stripe pricing

Everything we have verified about Stripe

Every row was recorded on a HelpCompare comparison page. The Source column links to the page it was verified on and the date it was last checked.

AttributeValueSource & date
Entry price 2.9% + 30¢ stripe-vs-paypal
Verified data

Stripe security, offline access & remote work

Compliance reports, sign-in controls, offline access and the setup details that matter for remote, hybrid and in-office teams. Each value links to the vendor page it came from. Stripe’s own security documentation: docs.stripe.com. Scope: Stripe payments platform and Dashboard (usage-based pricing, no tiered plans); Stripe Terminal covered for in-person payments.

Security & compliance

SOC 2 report
SOC 2 Type IIsource
ISO/IEC 27001
Not published
Other certifications
PCI DSS Level 1 (Service Provider), SOC 1 Type II, SOC 3, EMVCo Level 1 and 2 (Terminal)source
HIPAA (BAA)
Not published
GDPR data processing agreement
DPA offeredsource
Single sign-on (SAML/OIDC)
Yessource
SCIM user provisioning
Yessource
Two-factor authentication
YesEnforcement: Any account (Administrator or Super Administrator setting)source
Admin audit log
Yessource
Data residency choices
Not published
Encryption
Card numbers AES-256 at rest; TLS 1.2+ required in transitsource
Self-hosting option
Not published

Offline access

Offline mode
PartialStripe Terminal can store in-person card payments locally on the POS device or smart reader during an outage and forwards them to Stripe automatically when the connection comes back.source
Desktop apps
Not published
Mobile apps
iOS, Androidsource
Offline limits
Offline mode works only with supported Terminal readers; Tap to Pay on Android doesn't support itsource

Remote, hybrid & in-office

IP allowlisting
Not published
Device & session controls
Not published
Office & room hardware
Stripe Terminal supports pre-certified card readers (Stripe Reader S700/S710, BBPOS WisePOS E, Stripe Reader M2, BBPOS WisePad 3, Verifone) and Tap to Pay.source

Stripe: worth knowing

  • SecurityAPI access can be restricted by access policies to specific IPv4 addresses or CIDR ranges (this applies to API keys, not Dashboard sign-in). source
  • OfficeStored offline payments survive a POS reboot and are forwarded once the SDK reconnects. source
  • SecurityThe Dashboard security history can be filtered by action across hundreds of event types and exported as CSV. source
Stripe vs PayPal: security & offlineSquare vs Stripe: security & offlinePolar vs Stripe: security & offlineSecurity databaseOffline databaseRemote vs office guide

Checked September 19, 2026 against each vendor’s own trust center, help docs and app pages. Hover or tap “source” to see the exact wording we relied on. “Not published” means we could not find the vendor saying it on its own site; it doesn’t mean the feature is missing. Plan names are the lowest plan the vendor says includes the feature. Security · Offline · Remote vs office · Download the data

Stripe in context

How Stripe connects to the rest of the software we track — head-to-head research, switching paths, and the closest alternatives in its category.

Head-to-head comparisons

Full pricing and feature breakdowns featuring Stripe.

Switching away from Stripe

What transfers, what you rebuild by hand, and what to budget.

Switching to Stripe

Moving in from another platform.

Alternatives in Payment Processing

Other tools we track in the same category, with their entry price.

Where this data comes from

HelpCompare records pricing and feature data from vendor pricing pages and documentation at the time each comparison is researched, then re-checks it on a published schedule. This entity page is generated from those records — it does not introduce any figure that has not already been verified on a comparison page.

  • Vendor pricing and documentation — stripe.com, checked October 6, 2026.
  • HelpCompare research — 3 comparison pages listed above, each with its own verification date.
  • G2 — aggregate rating and review count, checked . Review counts change daily; treat them as a snapshot.
  • Machine-readable copy — /data/tools.json, /data/tools.csv, and the open data hub.
Prices change often and vendors do not always announce it. Every figure here carries the date it was last checked — confirm current pricing with the vendor before you buy. If you find something out of date, the comparison page it came from is linked in the table above.
Start with the job

Guides for the jobs this software does

Plain-language guides: the steps, what to check before you buy, common mistakes, and every tool it takes with verified prices.

Take card paymentsAccept payments onlineSell onlineSell in person with a POSSend invoices and get paidPay bills and vendors on timeLet clients book appointments onlineAll 50 job guides
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01 · CompareWhich tool fits your team, side by side.133 comparisons 02 · Price & approveSourced, dated pricing and a one-page brief for sign-off.Decision brief 03 · SwitchWhat moves, what you rebuild, what it costs.264 guides 04 · ShareDownload and cite the data. CC BY 4.0.Open data
Bill Belcamino, founder of HelpCompare
About the author

Bill Belcamino

Founder and author, HelpCompare

Engineer by training, operator by experience, marketer by choice. Bill spent eight and a half years as an engineer at HP, was COO of Auctiva (the number one third-party selling platform on eBay, past 200,000 users) and ran Google’s $70M/year search syndication partnership at Alot.com. Then he spent 13 years building his own web properties with his own money at stake. He has bought, trialled, integrated and cancelled more SaaS tools than he can count, and started HelpCompare because the real cost of switching tools is the part nobody covers.

“I’ve sat on both sides of the table: the agency recommending the tool and the client paying for it.”

Researched and fact-checked by the HelpCompare team. No paid sponsorships, no affiliate commissions.

Read Bill’s story How we verify pricingSpot an error? Tell Bill