Square pricing: Square Free $0/mo (2.6% + 15¢ in person); Plus $49/location/mo. Free plan: yes — Square Free, $0/mo; you pay processing fees. Each figure links to the comparison it was verified in.
Often, yes: Square Free is $0/mo with no locked-in contracts, you pay 2.6% + 15¢ per in-person sale, and a Reader costs $59.
Plus at $49/location/mo lowers in-person to 2.5% + 15¢ and online from 3.3% + 30¢ to 2.9% + 30¢, but the difference I'd weigh first is support. On Free, phone support covers only the first 90 days, Plus gets 6am to 6pm PT on weekdays, and only Premium includes 24/7 phone support. Hardware and connections have a way of failing on a busy Saturday, outside those hours. So build your own fallback: leave offline payments on and get them uploaded within 24 hours (they expire after 72), keep a spare reader charged, and know how you'll take cash if a device dies. That plan is worth more than the rate difference until your volume says otherwise.
My read of the verified data on this page, checked against vendor sources on September 19, 2026. Disagree or spot an error? Tell Bill
Every row was recorded on a HelpCompare comparison page. The Source column links to the page it was verified on and the date it was last checked.
| Attribute | Value | Source & date |
|---|---|---|
| Entry price | Square Free $0/mo (2.6% + 15¢ in person); Plus $49/location/mo | square-vs-clover |
| Free plan | Yes — Square Free, $0/mo; you pay processing fees | square-vs-clover |
| In-person rate | 2.6% + 15¢ (Free), 2.5% + 15¢ (Plus), 2.4% + 15¢ (Premium) | square-vs-clover |
| Online / keyed-in | Online 3.3% + 30¢ (Free), 2.9% + 30¢ (Plus, Premium); keyed 3.5% + 15¢ | square-vs-clover |
| Hardware | Reader $59; Stand $149; Terminal $299; Handheld $399; Register $899 | square-vs-clover |
| Contract | No locked-in contracts | square-vs-clover |
Compliance reports, sign-in controls, offline access and the setup details that matter for remote, hybrid and in-office teams. Each value links to the vendor page it came from. Square’s own security documentation: squareup.com. Scope: Square Point of Sale (US) and Square hardware.
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