{
    "slug": "xero",
    "name": "Xero",
    "entity_id": "https://helpcompare.com/tools/xero/#software",
    "record_url": "https://helpcompare.com/data/tools/xero.json",
    "page_url": "https://helpcompare.com/tools/xero/",
    "verified_at": "2026-10-01",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "attribution": "HelpCompare - https://helpcompare.com/tools/xero/",
    "generated": "2026-10-08T07:21:35+00:00",
    "how_to_read": "record = this tool's row of /data/tools.json (schema /data/schema/tools.schema.json); security = its row of /data/security-offline-remote.json (null = not researched yet); ai_pricing = its rows of /data/ai-pricing.json; sources = every URL these values were checked against. Values are verified data; nothing here is an editorial rating.",
    "record": {
        "slug": "xero",
        "name": "Xero",
        "category": "Accounting Software",
        "official_site": "https://www.xero.com",
        "helpcompare_url": "https://helpcompare.com/tools/xero/",
        "entry_price_usd": 27,
        "entry_price_unit": "account",
        "entry_price_unit_label": "per account per month, no per-user fees",
        "entry_price_included_users": null,
        "entry_price_min_users": null,
        "entry_price_unit_source": "https://www.xero.com/us/pricing-plans/",
        "entry_price_text": "From $27/mo",
        "entry_price_source": "https://helpcompare.com/xero-vs-freshbooks/",
        "free_plan": "No permanent free plan — free trial available",
        "free_trial": null,
        "pricing_model": null,
        "ai_feature": null,
        "ai_pricing_model": null,
        "ai_pricing_detail": null,
        "rating": 4.4,
        "review_count": 1832,
        "rating_source": "G2",
        "rating_listing": null,
        "rating_url": null,
        "rating_checked": "2026-07-22",
        "rating_note": null,
        "last_verified": "2026-10-01",
        "comparisons": [
            {
                "title": "Xero vs FreshBooks",
                "url": "https://helpcompare.com/xero-vs-freshbooks/",
                "last_verified": "2026-09-18"
            },
            {
                "title": "QuickBooks vs Xero",
                "url": "https://helpcompare.com/quickbooks-vs-xero/",
                "last_verified": "2026-07-22"
            }
        ],
        "migrations_from": [
            {
                "to": "QuickBooks",
                "url": "https://helpcompare.com/xero-to-quickbooks-migration/"
            },
            {
                "to": "FreshBooks",
                "url": "https://helpcompare.com/xero-to-freshbooks-migration/"
            }
        ],
        "migrations_to": [
            {
                "from": "QuickBooks",
                "url": "https://helpcompare.com/quickbooks-to-xero-migration/"
            },
            {
                "from": "FreshBooks",
                "url": "https://helpcompare.com/freshbooks-to-xero-migration/"
            }
        ]
    },
    "security": {
        "slug": "xero",
        "name": "Xero",
        "category": "Accounting Software",
        "checked": "2026-09-19",
        "scope": null,
        "profile_url": "https://helpcompare.com/tools/xero/#security-offline-remote",
        "trust_center": "https://www.xero.com/us/security/",
        "fields": {
            "soc2": {
                "v": "Report (type not stated)",
                "src": "https://www.xero.com/us/security/",
                "q": "Xero produces Service Organization Control (SOC) 2 reports based on independent audits of Xero’s cloud-based"
            },
            "iso27001": {
                "v": true,
                "src": "https://www.xero.com/us/security/",
                "q": "Xero is certified as compliant with ISO/IEC ISO27001:2022, the premier global information security management system (ISMS) standard."
            },
            "other_certs": {
                "v": [
                    "PCI DSS v4.0 (SAQ A; Level 2 merchant)"
                ],
                "src": "https://www.xero.com/us/security/",
                "q": "We comply with the Payment Card Industry Data Security Standard. We're a level 2 merchant & outsource card processing to level 1 providers."
            },
            "hipaa": {
                "v": null
            },
            "gdpr_dpa": {
                "v": true,
                "src": "https://www.xero.com/us/legal/terms/data-processing/",
                "q": "This Data Processing Addendum (the Addendum ) forms part of the Xero terms of use (and any related documentation), as amended from time to time"
            },
            "sso_saml": {
                "v": null
            },
            "scim": {
                "v": null
            },
            "mfa": {
                "v": true,
                "enforce": "All plans (MFA is mandatory for all users)",
                "src": "https://www.xero.com/us/security/multi-factor-authentication/faq/",
                "q": "You’ll need to set up and use MFA. It’s a mandatory requirement if you want to continue to use Xero."
            },
            "audit_log": {
                "v": null
            },
            "data_residency": {
                "v": null
            },
            "encryption": {
                "v": "Encryption in transit and at rest (algorithms not stated)",
                "src": "https://www.xero.com/us/security/",
                "q": "We provide multiple layers of protection for the information you trust to Xero, including encryption when it’s transferred and stored."
            },
            "self_host": {
                "v": null
            },
            "mode": {
                "v": "partial",
                "summary": "In the Xero mobile app you can draft invoices and capture receipts offline and they sync when you reconnect; everything else, including the web app, needs an internet connection.",
                "src": "https://www.xero.com/uk/guides/mobile-accounting-app/",
                "q": "You need an internet connection to sync data and access your accounts. You can draft invoices and capture receipts offline, and they will sync automatically when you are back online."
            },
            "desktop": {
                "v": null
            },
            "mobile": {
                "v": [
                    "iOS",
                    "Android"
                ],
                "src": "https://www.xero.com/us/accounting-software/xero-accounting-mobile-app/",
                "q": "The Xero Accounting app is available on iOS and Android devices, including iPads and tablets."
            },
            "limits": {
                "v": null
            },
            "ip_allowlist": {
                "v": null
            },
            "device_controls": {
                "v": null
            },
            "office_hardware": {
                "v": "Tap to Pay in the Xero Accounting app (powered by Stripe) takes contactless in-person payments for invoices with no extra hardware or terminal.",
                "src": "https://www.xero.com/us/accounting-software/xero-accounting-mobile-app/",
                "q": "accept in-person contactless payments for invoices, straight from the Xero Accounting app, powered by Stripe. Included No additional hardware or physical terminals needed"
            }
        },
        "facts": [
            {
                "topic": "remote",
                "text": "Xero runs in the browser and mobile apps with multiple users working at the same time, but it needs an internet connection.",
                "src": "https://www.xero.com/us/about/common-questions/",
                "q": "You’ll need an internet connection to access Xero."
            },
            {
                "topic": "security",
                "text": "Xero's SOC 2 reports and ISO 27001 certificate are available to logged-in customers on request; the SOC 2 report type is not stated publicly.",
                "src": "https://www.xero.com/us/security/",
                "q": "Xero produces Service Organization Control (SOC 2) reports based on independent audits of Xero’s cloud-based accounting system."
            },
            {
                "topic": "security",
                "text": "Payroll employees and Xero portal/Ask portal users don't have to set up MFA; everyone else with access to a paid subscription does.",
                "src": "https://www.xero.com/us/security/multi-factor-authentication/faq/",
                "q": "like payroll employees and those who use the Xero portal and Ask portal, won’t need to set up MFA."
            }
        ]
    },
    "ai_pricing": [],
    "sources": [
        "https://www.xero.com",
        "https://helpcompare.com/xero-vs-freshbooks/",
        "https://www.xero.com/us/pricing-plans/",
        "https://www.xero.com/us/security/",
        "https://www.xero.com/us/legal/terms/data-processing/",
        "https://www.xero.com/us/security/multi-factor-authentication/faq/",
        "https://www.xero.com/uk/guides/mobile-accounting-app/",
        "https://www.xero.com/us/accounting-software/xero-accounting-mobile-app/"
    ],
    "datasets": "https://helpcompare.com/data/manifest.json"
}